Terms and Conditions

Welcome to quavioneralt

These Terms and Conditions govern your use of our financial planning subscription service and website.

By accessing or using our services, you agree to be bound by these terms. If you disagree with any part of these terms, you may not use our services.

Definitions

For the purposes of these Terms and Conditions:

  • • "Service" refers to our financial planning subscription service, consultations, and related offerings
  • • "User," "you," or "your" refers to the individual accessing or using the service
  • • "Content" refers to all information, advice, reports, and materials provided through our service
  • • "Agreement" refers to these Terms and Conditions as they may be amended from time to time

Use of Service

Our service is designed to provide financial planning consultations and analytical reviews. You may use our service for:

Permitted Uses

  • • Personal financial planning and consultation purposes
  • • Accessing educational resources and materials we provide
  • • Communicating with our advisors about your financial situation

Your Responsibilities

As a user of our service, you agree to:

  • • Provide accurate and complete information about your financial situation
  • • Keep your account information and login credentials secure
  • • Use the service in compliance with all applicable laws and regulations
  • • Respect the intellectual property rights of quavioneralt and third parties
  • • Pay all fees associated with your chosen subscription plan on time

Prohibited Activities

You may not use our service to:

  • • Violate any laws, regulations, or third-party rights
  • • Share your account access with unauthorized individuals
  • • Attempt to reverse engineer or copy our proprietary methods
  • • Use the service for any commercial purpose without written permission
  • • Interfere with or disrupt the service or servers
  • • Provide false or misleading information about your identity or finances

Intellectual Property

All content, software, and materials provided through our service are owned by quavioneralt or our licensors and are protected by intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without express written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our data practices. Privacy Policy

Disclaimers and Warranties

Our financial planning service is consultative in nature and does not constitute investment advice or guaranteed outcomes.

Service Provided "As Is"

We provide our service "as is" without warranties of any kind, either express or implied. We do not guarantee specific financial results or outcomes.

Limitation of Liability

To the maximum extent permitted by law, quavioneralt shall not be liable for:

  • • Any indirect, incidental, special, or consequential damages
  • • Financial losses resulting from your financial decisions
  • • Service interruptions or technical issues

User Indemnification

You agree to indemnify and hold harmless quavioneralt from any claims arising from your use of the service or violation of these terms.

Dispute Resolution

Any disputes arising from these terms or our service will be handled as follows:

Australian Dispute Resolution

Disputes will be resolved through Australian courts or alternative dispute resolution mechanisms:

  • • Initial disputes should be addressed through direct communication with our team
  • • Unresolved disputes may be referred to the Australian Financial Complaints Authority (AFCA)
  • • Legal proceedings will be conducted under Australian law in appropriate Australian courts

Alternative Dispute Resolution

For service-related complaints, we recommend first contacting us directly, then seeking assistance through relevant Australian consumer protection agencies.

Learn about AFCA: https://www.afca.org.au

Termination

Either party may terminate this agreement with 30 days written notice. We reserve the right to suspend or terminate accounts that violate these terms.

Upon termination, you will lose access to our service, but we will retain records as required by law.

Governing Law

These terms are governed by Australian law, and any disputes will be subject to the jurisdiction of Australian courts.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and quavioneralt.

Changes to Terms

We may modify these terms from time to time. Material changes will be communicated through our website or by email.

Continued use of our service after changes indicates your acceptance of the modified terms.

Questions About Cookies

For questions about these terms, contact us at contact@quavioneralt.com or +61 3 322-327-927.

quavioneralt

147 Collins Street, Melbourne VIC 3000, Australia

Email:: contact@quavioneralt.com

Phone:: +61 3 322-327-927

Effective date: September 4, 2025